IntroductionChina is increasingly exploring modular finance models as part of its evolving fintech landscape, providing flexible, scalable, and efficient financial solutions for enterprises and consumers. These models allow financial services to be integrated modularly into existing systems, enabling faster deployment, real-time settlement, and
China has expanded its digital yuan (e-CNY) pilot programs beyond major cities to smaller urban centers, integrating the currency into retail, public services, and online platforms. The People’s Bank of China (PBOC) continues to collaborate with commercial banks and fintech companies to ensure
China has significantly expanded its digital yuan (e-CNY) pilot programs across major cities, including Beijing, Shanghai, and Guangzhou. These pilots aim to enhance financial inclusivity, streamline payments, and modernize the country’s digital financial infrastructure. The People’s Bank of China (PBOC) continues to refine
IntroductionChina has emerged as a global leader in blockchain technology and central bank digital currencies (CBDCs), with innovations that are reshaping finance, trade, and digital infrastructure. The Digital Yuan (e-CNY) and enterprise blockchain platforms illustrate China’s commitment to secure, scalable, and programmable financial
